Free Practical Tools

Practical Funeral Planning Tools

Standardized worksheets, question guides, and calculators designed to protect your family's budget and legal rights under the Federal Trade Commission (FTC) Funeral Rule.

1. Itemized Funeral & Memorial Budget Worksheet (FTC Funeral Rule)

Compare written quotes from up to 3 providers under standardized federal pricing categories. All calculations are performed in real-time and saved privately in your browser.

FTC Itemized Category
A. Professional & Staff Service Fees
Basic Non-Declinable Services Fee
Transfer / Removal of Remains
Embalming (if selected / required)
Other Preparation / Dressing / Casketing
Subtotal: Professional Services$0$0$0
B. Merchandise & Containers
Casket or Alternative Cremation Container
Outer Burial Container (Grave Liner / Vault)
Urn / Keepsake Container
Subtotal: Merchandise$0$0$0
C. Cash Advance Items & Third-Party Fees
Certified Death Certificates
Cemetery Opening & Closing Fee
County Transit / Cremation Permit Fees
Subtotal: Cash Advances$0$0$0
Estimated Grand Total$0$0$0

2. First-Call Provider Question Sheet

When calling funeral homes or cremation societies for the first time, use these 6 questions to protect your rights and obtain honest quotes.

1. What is your basic non-declineable professional services fee?

Under the FTC Funeral Rule, this covers basic staff time, filing permits, and coordination. Ask what is included versus billed separately.

2. What is your charge for transfer/transport of remains from place of death?

Confirm whether mileage beyond a certain radius incurs additional per-mile charges.

3. Do you permit third-party caskets or urns without handling fees?

By federal law, providers may NOT refuse or charge fees for receiving caskets purchased from outside suppliers.

4. What are the specific crematory or refrigeration waiting period fees?

Ask about daily holding fees if mandatory statutory waiting periods (e.g. 48 hours) delay disposition.

5. Can you provide an itemized written quote (GPL) by email right now?

Under federal law, funeral directors must disclose prices over the phone and provide price lists.

6. Are there cash advance items you require upfront payment for?

Ask about death certificate filing fees, cemetery opening/closing fees, and clergy/officiant honorariums.

3. Certified Death Certificate Quantity Calculator & Document Checklist

Most institutions (banks, insurers, courts) require official certified copies with a raised registrar seal. Use this calculator to estimate the exact number to order upfront.

How Many Certified Copies Do You Need?

Financial Institutions (Banks, Credit Unions, Brokerages)
Real Estate / County Property Deed Filings
Life Insurance Policies
Vehicle / Boat Title Transfers (DMV)
Pensions, 401(k), IRA Disbursements
Probate Court & Estate Administration
Family Personal Archive Copies
Total Certified Copies Needed:9 copies

Tip: Ordering certified copies through the funeral director during initial vital registration is typically faster than ordering subsequent copies through the state vital records office.